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Edwin Ogenio says, we must trust God to help us show love to those we do not feel love for, since Godly love is not something we feel, but something we do. In order to become perfect in this area of our lives, or in other words become like Jesus Christ, we need to allow God to groom us in character, holiness, maturity, and love. This is a process, just as we expect behaviors to develop in people, from baby-stage to a child, to teenager and adult. How fast we grow in unconditionally loving others, depends on our stage of spiritual development, believes Edwin Ogenio.

Edwin Ogenio believes that becoming perfect in love for everybody, does not mean that we will not fail at times, but that we are willing to admit our wrong doings, and continue to allow God to correct, heal, restore, and mature us. We then learn more and more how to tap into, and receive God’s love for ourselves and our neighbor! Edwin Ogenio says that our neighbor is anyone of any race or social background who is in need, and love means acting to meet the person’s need. There is never a good reason for refusing to help.Another aspect of loving your neighbor is that we should not lie or be critical to each other, because it disrupts unity, as it creates conflicts and destroys trust, adds Edwin Ogenio. Edwin Ogenio believes, we need to examine our attitudes and actions toward others; our neighbor. Do we build people up, instead of tearing them down by criticizing and condemning them? Saying something positive and beneficial to others, will cure us from constant fault-finding in them, and increase our ability to obey God’s law of love! In conclusion Edwin Ogenio adds, let us finish with a powerful saying that comes directly from the mouth of Jesus Himself:

Do for others what you would like them to do for you. This is a summary of all that is taught in the law and the prophets. Matt 7:12 NLT

By Abadi and Banki Dental.
If you want a beautiful smile, the cost of porcelain veneers is worth it. Porcelain veneers is the best method for smile makeover. The best part about porcelain veneers is how it will make you feel about your mouth – and a happy, self-confident smile is the most attractive smile of all . An advantage of porcelain veneers is their resilience to chips, stains, and other types of damage. But one of the main advantages of treatment with porcelain veneers is the incredibly natural, beautiful, and uniform look they produce. Abadi and Banki Dental said:”Getting porcelain veneers is exciting, it has positively changed the lives of many people who were unhappy with their teeth.” One of the greatest benefits of porcelain veneers is that they are stain resistant, giving you complete freedom to drink and eat what you want. This feature of porcelain veneers is especially important to patients who drink coffee, tea, or wine and to those who smoke.
Abadi and Banki Dental explained:”The procedure of getting porcelain veneers is virtually painless and can be done right in your dentist’s office in only one or two visits. The first step in placing porcelain veneers is to take a mold of your mouth, which is used to fabricate the dental veneers. Preparing your teeth to receive the porcelain veneers is the next step, and will be accomplished during your second trip into the office. Placing porcelain veneers is a very technique sensitive procedure.” The best thing about Porcelain Veneers is that in just two short visits, you can have a new smile.Abadi and Banki Dental can help you determine if porcelain veneers is the appropriate treatment for you. A smile makeover utilizing porcelain veneers is one of the many ways Abadi and Banki Dental creates dream smiles for her patients.
So if porcelain veneers is something you want to do for yourself, contact Abadi and Banki Dental today.
16633 Ventura Blvd #850
Encino Ca. 91436
Tel: (818)990-5900

Nancy DiPietro

Inspiration for great acts often comes from a single event. For Nancy DiPietro, that event came on Aug. 12, 2006. While attending the international nurses’ forum on the HIV/AIDS crisis, Nancy DiPietro was stunned to learn that many of the nurses treating HIV/AIDS patients in Africa were infected themselves.

Not content to sit by and do nothing, Nancy DiPietro created Give an Hour, a campaign that calls upon Canada’s registered nurses to support HIV/AIDS-affected nurses in Africa. Nancy DiPietro’s hope is that every nurse who can will pledge the equivalent of one hour of pay each year to the Stephen Lewis Foundation. Since launching the campaign, Nancy DiPietro has received tremendous support from her colleagues and nursing organizations.

Her career experiences gave Nancy DiPietro the knowledge and skills necessary to create this national campaign. Building on work in an intensive care unit, an operating room, a post-anesthetic care unit and in women’s health, Nancy DiPietro joined the McMaster University Medical Centre team in 1993 and became a sexual assault nurse examiner in 1997. As manager of Nina’s Place, the Regional Sexual Assault and Domestic Violence Care Centre of Halton, at Joseph Brant Memorial Hospital, Nancy DiPietro say first-hand the how sexual and interpersonal violence affected the lives of women and children.

Last August, Nancy DiPietro joined the staff of Langs Farm Village Association, which operates a community health centre in her hometown of Cambridge. Nancy DiPietro will be the nurse manager of a new satellite centre set to open this spring in the village of Ayr. The centre till provide primary health care, health promotion and community development services using a multidisciplinary team of health providers. In her new position, Nancy DiPietro will be focusing on addressing and raising awareness of the broader determinants of health such as employment, education, environment, isolation and poverty. Nancy DiPietro is excited about having a hand in bringing primary health care to an under-serviced rural community.

Read more about Nancy DiPietro: www. nancy-dipietro-web.net

Frank Scozzaro: “Should I or shouldn’t I? Like many people, there’s a good chance you’ve put some thought into refinancing your home over the years. Many people think about it but few act on it–primarily because they simply don’t have answers to the question of whether it’s the “right” thing to do”.Here are several things to keep in mind when deciding whether to refinance your home (by Frank Scozzaro):
First, even a small rate cut can pay off quickly! That’s because many mortgage companies are willing to waive routine refinancing charges such as application, appraisal and legal fees (which can add up to $3,000). In exchange for low or no upfront costs, however, you’ll need to be willing to accept a rate that’s somewhat higher than the prevailing rock bottom, informs Frank Scozzaro.

That said, if you are planning to stay in your home for at least three to five more years, it might make sense to pay “points” (one point equals 1% of the loan amount) and closing costs to get the lowest available rate. You can avoid laying out cash and still get a low rate by adding the points and closing costs to your new mortgage. Does that mean taking on a lot of extra debt?
Not necessarily.

If you’ve had your current mortgage for at least three years, you’ve probably reduced your balance by several thousand dollars. You might be able to tack your closing costs onto your new loan and still end up with a mortgage that’s smaller than your original one–plus a lower rate and monthly payment. Ready to refinance? Call Frank Scozzaro today at 262-308-2667 to discuss the options! Frank Scozzaro would be happy to help in any way he can!

CALL FRANK SCOZZARO TODAY FOR A FREE:
• Financial Analysis
• Mortgage Calculator
• Real Estate Resources
• Re-Financing Options
• Mortgage How-Tos
• Current Rates & More!

Our dentists Behzad Abadi and Firouzeh Banki have been in private practice for over ten years in California. They both obtained their Doctorate in Medicinal Dentistry from University of Montreal.

Behzad Abadi and Firouzeh Banki own and operate two dental offices; one in Encino (Abadi and Banki Dental) and one in Downey (General and Cosmetic Dentistry of Downey). Our state-of-the-art and friendly practices offer a variety of restorative and Preventive services. Our goal is to serve all your dental needs, enhancing the look of your smile, improve your general health and appearance and finally, give you the confidence you need.

Our professional and caring staff at Abadi and Banki Dental will give you and your loved ones the attention you deserve. We spend most of our first visit listening to all your needs and concerns giving you the best treatment options possible. Our dentists, Behzad Abadi and Firouzeh Banki will provide you a higher quality of care with our state-of-the-art technology such as our digital x-ray and intra oral camera.

As professionals and dedicated dentists, Behzad Abadi and Firouzeh Banki attend continuing education courses regularly to keep up to date with the latest innovations in dentistry. Dr.Behzad Abadi is a member of American academy of Cosmetic Dentistry and has received specialized training in cosmetic dentistry at UCLA’s aesthetic continuum. He has also taken several courses in restorative implantology.

Our Location:
Abadi and Banki Dental General and cosmetic dentistry in Downey
16633 Ventura blvd #850 10735 Lakewood blvd
Encino Ca. 91436 Downey Ca.
Tel (818)990-5900 Tel (562)862-8128

You can also visit us at: Abadiandbankidental.com

Edwin Ogenio’s experience over the last years is that many are longing and looking for the kind of lifestyle these believer had. The world is tired of organized religion without genuine love and power. Onlookers want to see TRUTH manifesting through Christians, like it says in John 13:35 “By this all will know that you are My disciples if you have love for one another.’’

Edwin Ogenio says that a great example of how the church has become is found in the book of Revelations where God exhorts and confronts the loveless church: “I know all the things you do. I have seen your hard work and your patient endurance. I know you don’t tolerate evil people. You have examined the claims of those who say they are apostles but are not. You have discovered they are liars. You have patiently suffered for me without quitting. But I have this complaint against you. You don’t love me or each other as you did at first! Look how far you have fallen from your first love! Turn back to me again and work as you did at first.”
Rev 2:2-5 NLT

Edwin Ogenio: This is in contrast to the faithful church in Revelation 3:9 where God says about the people: “Look! I will force those who belong to Satan — those liars who say they are Jews but are not — to come and bow down at your feet. They will acknowledge that you are the ones I love.”
Rev 3:9 NLT

Edwin Ogenio believes, it is because of our genuine love and faithful commitment to God and to one another that even unbelievers will be attracted and ultimately will worship the Lord. Edwin Ogenio cites: “There are three things that will endure — faith, hope, and love — and the greatest of these is love.” 1. Cor 13:13 NLT

Madison’s Who’s Who believes that one of the key objectives that should drive your marketing is conveying the benefits of your product or services. Before any business or consumer considers moving forward with your company, benefits must be communicated to them properly. One way to do this is to put yourself in the shoes of your potential customer. Are the benefits clearly laid out? If not, go back and adjust your marketing plan.
Don’t be a follower:
One of the biggest marketing traps to fall into is following your competitors. If your advertising campaign is based only on what your competitors are doing, Madison’s Who’s Who advises against this. Just because your rival company places an ad somewhere does not mean they are producing results. Companies will try to tell you otherwise. This is all part of the trickery use by people selling ad space. They try to lure you in by letting you know what your competition is doing, using your competitors as bait. Madison’s Who’s Who says “don’t bite”. Your competition often doesn’t know the proper way to advertise. Listen to your marketing agency and steer in the right direction, rather than following your competition down the road of failure.

Multivend, one of the leading bulk candy vending machine manufacturers in the United States, has been in this business since 1990. Since then Multivend has become one of the best vending machine manufacturers on both the eastern and the western seaboards. Normally you may ask what is the big deal about vending machines? Well, think about just how many vending machines you saw today. They are pretty much everywhere from schools to colleges to railway stations to airports. They are anywhere and everywhere. Vending machines nowadays give out everything from snacks to chocolates to newspapers and more. Today they are so versatile.
Now Multivend has come out with this fantastic idea by which you can also become a part of this Multivend family. All you have to do is to register and show that you are serious about this golden opportunity. Soon you will have your own vending machine route. In case you are wondering it is about, it is about installing your own ‘Multivend‘ machines at public places and making money out of it. You can make as much as 80% profit. Is that not fantastic? The icing on the cake is that you get to work as you like and there are more and more advancements being made on the Multivend machines there by making its range even more diverse and larger, which translates as more profits for you. So if you want to work from your own home and at your own pace, then Multivend is the place to go to. Come on in and become a part of Multivend family!

Today’s mortgage companies have become “workout” specialists. Much is being written about foreclosure these days. Although circumstances sometimes make it the only option, it is avoidable-especially when financial setbacks are addressed with your lender early on.

Most important? Notify your lender as soon as you know you’re going to miss your first payment. Advance notice gives your lender an opportunity to offer options on how to handle your hardship. More often than not, he or she will be willing to work with you to get things back on track.

Workout time. Solving foreclosures has become somewhat of a specialty for many lenders. After all, it’s in their best interest to keep you in your home rather than invest time, energy and money in the foreclosure process (which, in some states, can drag out for 18 months or more). As part of the so-called “workout,” lenders typically offer one of two options:

1. Repayment plan. The lender adds half of the amount of your first missed payment onto each of your next two payments. Such an arrangement provides some breathing room if you have only short-term financial problems. If you’ve missed two or three payments, the situation becomes more serious, but your lender will still try to arrange a repayment schedule.

2. Loan modification. The lender adjusts the terms of your loan by either lengthening the amortization schedule or lowering the interest rate. Another option is to roll the delinquent amount into the loan and re-amortize the new balance so you can pay the additional debt back over time. This is designed for borrowers who can’t afford repayment plans.

There also are alternatives for more serious financial problems. Your lender may agree to help you get rid of your house via a pre-foreclosure sale. Or, in more dire circumstances, your lender will agree to a “short sale,” where he or she lets you sell the house for less than the outstanding loan amount, takes the proceeds and forgives any remaining overage.

Some lenders may even consider a “short refinance,” where they forgive some of the debt and refinance the rest into a new loan. That way, the lender still gets more money than it would by foreclosing. One last way to bail out of a home before things get too bad is a “deed in lieu of foreclosure” agreement, where you surrender the property deed to the bank, and the bank sells it.
Although it’s never a comfortable situation, “working it out” is at least manageable-and much more desirable than foreclosure. Please call Frank Scozzaro if you have any questions or would like further information on this or any other mortgage-related topic. Frank Scozzaro is happy to help out in any way that he can.

Nancy DiPietro completed her first marathon on November 3, 1991. Nancy DiPietro competed in the Marine Corps Marathon and finished 5,083rd out of 11,288 finishers. Her time for completing the 26 mile, 385 yard course was 3:53:14. Nancy DiPietro took part in racePacket in 1998. Nancy DiPietro’s mile split was 8:04.RacePacket is dedicated to serving the needs of the local competitive athletic community, both individual athletes as well as event organizers. Nancy DiPietro decided to complete the Marine Corp Marathon again in 2001. This time, Nancy DiPietro finished 258th out of 963 females aged 35-39 years old. Her time for completing the marathon course was 4:20:33 and her 13.1 mile split was 1:51:45. “After 9/11/01, most of us weren’t sure the Marine Corps Marathon was going to happen, especially after the Army 10 Miler was cancelled that year. Although the race was held, it was pretty difficult running by the Pentagon and seeing up close the disaster that happened as a result of the events of 9/11″, said Nancy DiPietro following the race. On October 28, 2007, Nancy DiPietro will run the Marine Corp Marathon for the 3rd and final time.
Nancy DiPietro took part in the Virginia Run on November 2001, it was in memory of Rachel Crossett. Rachel died earlier in 2001 at the age of six. She had neuroblastoma, a form of cancer that attacks the nervous system. Each year the 5K run and 2K walk are dedicated to someone in the Virginia Run community who has died of cancer. Nancy DiPietro is one of them. Nancy DiPietro completed the Virginia Run’s distance in 26:01. Nancy DiPietro decided to complete the Virginia Run again in 2003. More than 1800 runners toed the line at 8:00 am for their annual race through the streets of the Virginia Run community. Nancy DiPietro completed its in 28:40. In 2004 Nancy DiPietro showed better result in the same running. The sudden rain shower that pelted runners as they awaited the start did not dampen the enthusiasm of the more than 2,100 participants in the 16th annual Virginia Run Turkey Trot 5K. Runners took off down Pleasant Valley Road in Centreville, Virginia and quickly warmed up, as temperatures were relatively mild on this late November day. In 2005 Nancy DiPietro had her the best result in this running- 25:12
Luray Olympic Triathlon – Finisher – May 2006
Nancy DiPietro, her husband, Larry, and 2 children, Casey and Matt completed the Luray Triathlon on May 14, 2006. Nancy DiPietro completed the Olympic distance triathlon in 3:39:18. The Olympic distance triathlon is a 1.0 mile swim, a 25 mile bike, and a 6.2 mile run. DiPietro’s husband, Larry and 2 children, Casey and Matt, completed the Sprint distance triathlon which contains a .50 mile swim, 15 mile bike, and 3.1 mile run. Nancy DiPietro finished 2nd in the 40-44 female age group. Larry DiPietro guided Casey and Matt to successful outcomes. Casey DiPietro finished first in the 15-under Women’s division and Matt DiPietro finished 2nd in the 15-under Men’s division. Overall, it was a great family event and a lot of fun.

NASTAR Program – State ranking for top female skiers (Virginia)
During the 1993-1994 ski season, Nancy DiPietro earned a state NASTAR ranking by successfully competing on the NASTAR course in Steamboat Springs, Colorado. After completing the races, Nancy DiPietro earned a Gold medal for her efforts. At the end of the season, Nancy DiPietro received a state ranking by NASTAR and received a medal, certificate, and poster with the overall Male/Female All-Star rankings. “I was just trying to beat my husband and brother-in-law and didn’t expect to win this award”, says Nancy DiPietro. NASTAR is a fun and easy way for ski racing enthusiasts of all ages and abilities to compete against one another in the largest recreational ski race program in the world. The time to which everyone is judged is determined each year by a member of the US Ski Team. Participants can win Gold, Silver or Bronze medals depending on their handicap earned in their age and gender category each time they race NASTAR.

Read more about Nancy DiPietro: www.nancy-dipietroweb.net